|
|
Post by Admin on Sept 10, 2015 5:51:39 GMT
Dear Participants,
We have created a discussion forum to enhance your learning by addressing your questions that may have been unanswered during the session. Feel free to post them here in order for us to circulate them to the respective speakers.
Thank you
|
|
|
|
Post by Admin on Oct 27, 2015 3:16:58 GMT
Questions not addressed during Session 5, Mr. Peter Olayinka, Central Bank of Nigeria
1. The target that you've mentioned in national strategy, is it based on the baseline data or you set up thebtarget first?
2. You have mention in your presention that data collection is use of MS-Excel. What is the future plane of data collection? (Md. Nure, MRA Bangladesh)
3. has not the possible difficulties to implement the national strategy for financial inclusion
4. Who provided the funds for developing Nigeria's FI Strategy?
5. did u faced challenges to make all stak eholders to sit to formulate NFIS? how did u convince them?
6. Other than earmarking 60% of MSME fund for women, do you have any specific target for women's financial inclusion and by when/which year?
7. Is there any formula to calculate the % of financial access in the country?
8. Do you have any spesific programme in FIS for rural areas to enhance financial access?
9. On the demand side where people lack the skills or information to make informed financial decisions,whAt has Nigeria done in this area to help people.
10. Why does it seem insurance penetration is low in some countries (1% in Nigeria in 2010) and what could be done to increase awareness/usage in this sector?
11. comment on the integrity of the data received. is the data validated in anyway
12. in the financial inclusion strategy and data , should include the data of leasing services and pownshop service? (Phetsamone, Bank of the Lao PDR)
|
|
|
|
Post by Admin on Oct 27, 2015 3:18:27 GMT
|
|
|
|
Post by Admin on Oct 27, 2015 3:54:55 GMT
Questions not addressed during Session 4, Dr. Nimal
1. How to calculate financial access?
2. Is it common to set country's target based on international survey, i.e. global findex (WB)?
3. Is there any formula to calculate the percentage of Financial Inclusion/Exclusion?
4. In our framework, we included the concept of RESPONSIVE financial products. Can you share how such is measured in other jurisdictions
5. How do you balance the concepts of attainability and ambitiousness of the targets?
6. What possible support resources are available out there for lower income countries
7. Have you contemplated on the idea that putting in explicit targets in the stra may undermine it when these are not met so that it's best to be silent on this?
8. Should numbers or tagets be included in a separate moving document that operationalizes the strategy instead of putting it in the very framework? Thanks!
9. How far do we have to go to meet the requirement of specificity? (Smart)
10. Can we develop a FIS without undertaking supply and demand sides surveys since they are costly?
11. Just a comment. I think a national FIS must contemplate social, cultural, religious factors. It must not exist in a vacuum.
12. what is high quality data
13. Just a comment again. I hope a nation wont be precluded from pursuing a financial inclusion strategy because of the lack of supply and/or demand side data
14. Hi Nimal, please can you suggest some literature for reference
|
|
|
|
Post by Admin on Oct 28, 2015 2:07:22 GMT
Questions not addressed during Session 9, Ms. Liza, Bank Negara Malaysia
1. Could you elaborate more on the Long-term contractual microsavings
2. In terms of saving how exactly do you convince the people to save their money considering that you said on the supply side their are challenges?
3. is there any incentives from BNM to the financial institutions for opening up the micro savings accounts.... ....??
4. To BNM: Can you share more about your agent banking regulatory framework? Do you regulate agents themselves or superagents/aggregators?
5. What is Mukim?
6. What are the incentives you provide to the banks?
7. How do you calculate weighted index?
8. How many type that your supervise? (Phetsamone, Bank of the Lao PDR)
|
|
|
|
Post by Admin on Oct 28, 2015 6:21:34 GMT
Questions not addressed during Session 10 & 11, Bank Simpanan Nasional (BSN)
1. were there any specific issues pertaining to Islamic finance in developing FIS , from regulatory and market players perspectives?
2. micro savings deposit interest rate is higher than markets(conventional) deposit rate?
3. Trust is important in the pursuit of finacial stability.How does BSN agents ensure trust from customers who may have been used to dealing with bank/MF branches
4. To BSN: what can you say about the regulatory framework set by BNM? Does it allow you to innovate? What are the areas that you think still need to be addressed?
5. What are the control measures in place to ensure integrity of agents in conducting banking transactions on behalf of BSN?
6. From the supply side, what type of incentives exist/or can be used to entice suppliers of financial services to rural/remote areas?
7. how do you manage to make recoveries and what is the recovery rate compared to non performing loans
8. To the third speaker: what do you do to address the missing middle? How do you usher micro enterprises to growth?
9. How much interest rate of microfinance ? Who is regulate the microfinance?
10. What can you say about bank or telco-agnostic agents? Does BSN support this idea which embraces interoperability...
11. Is the 96% consider inactive agents? If we only consider those who are active, how much of Malaysia is included?
12. How did support rural area resistant? for instance, herders and far from administration area.
13. How much do you get in your agent line of business? Are the profits enough to cover all attendant costs?
14. How much the total daily transaction amount in agent banking of malaysia?
15. comment on the advantages of exclusivity use of agents for agent banking.
16. Agent bank has no capital for register? if have how much?
17. Give more insights on the children savings accounts introduced by the first speaker..for instance..what age do they join? what is the unique identifier?
|
|
|
|
Post by Admin on Oct 29, 2015 3:27:11 GMT
Questions that may have been unanswered during Panel Discussion 3, Dr. Nimal:
1. Is there are possibility of including children into the Financial Inclusion loop?
2. To each panelist, does your country have financial inclusion targets for women and by when?
3. Where do you get the budget for the steering / technical committee? Or are the members in ex officio capacity?
4. What are the Challenges that face each approach of ownership?
5. If the steering committee which is formed many stakeholders, should have a governance form in the sense that how it will obtain its budget?
6. Why is the steering committee not yet set for example in Indonesia and Madagascar? Does it need legislation?
7. What's the role of central bank of ownership of national FIS?
|
|
